Term Deposit
Grow Your Savings With Confidence
Choose a suitable deposit period and earn returns according to your preferred investment option.
Term Deposits
Term Deposit means investments made for fixed maturities as per investor choice. Investors can earn Interest at Monthly/Quarterly intervals or on a compounding basis till maturity.
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Planned Investment
Select a deposit option and maturity period according to your investment preference.
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Flexible Maturity
Choose a fixed maturity period as per the available deposit options.
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Interest Options
Monthly, quarterly and compounding options are available under different schemes.
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Multiple Schemes
Select from the deposit schemes currently offered by the bank.
Our Deposit Schemes
Choose the scheme that matches your savings and return preference.
01
Special Deposit Scheme
02
Simple Interest
- Fixed Deposit Monthly
- Fixed Deposit Quarterly
- Fixed Deposit Half Yearly
03
Compound Interest
- Siddheshwar Cash Certificate
- Recurring Deposit
Current Deposit Rates
Rate of Interest Subject to Change as per Board Approval
Deposit Interest Rates *
Rates shown below are for Ordinary Depositors.
| No. |
Deposit Period |
Ordinary Depositors |
| 1 | 30 Days to 90 Days | 3.00% |
| 2 | 91 Days to 180 Days | 3.50% |
| 3 | 181 Days to 364 Days | 4.50% |
| 4 | 1 Year to below 24 Months | 7.00% |
| 5 | 24 Months to below 36 Months | 7.25% |
| 6 | 36 Months & above | 7.50% |
0.50% extra interest for Senior Citizens for 1 year and above (जेष्ट नागरिकांना 1 वर्ष आणि त्यापुढील कालावधीसाठी ठेवीवर प्रचलित व्याजदरापेक्षा ०.५० % अतिरिक्त व्याजदर देण्यात यावा.)
0.50% extra interest for Single Deposit Rs. 15 Lakh for 1 year and above (एकरकमी रु. १५.०० लाख व त्यापुढील ठेवीसाठी प्रचलित व्याजदरापेक्षा अतिरिक्त व्याजदर ०.५०% देण्यात यावा.)
उपरोक्त दोन सवलतींपैकी कोणीही एक सवलत मिळेल.
