Term Deposits
Term Deposit means investments made for fixed maturities as per investor choice.
Investors can earn Interest at Monthly/Quarterly intervals or on a compounding basis till maturity.
Scheme
-
Pigmy Deposit
Simple Interest
-
Fixed Deposit Monthly
-
Fixed Deposit Quarterly
-
Fixed Deposit Half Yearly
Compound Interest
-
Siddheshwar Cash Certificate
-
Recurring Deposit
Current Deposit Rates *
Rate of Interest Subject ot Change as per Board Approval
| No. |
Deposit Period |
Ordinary Depositors |
| 1 |
30 Days to 90 Days |
3.00% |
| 2 |
91 Days to 180 Days |
3.50% |
| 3 |
181 Days to 364 Days |
4.50% |
| 4 |
1 Year & below 18 Months |
7.50% |
| 5 |
18 Months Complete - सिद्ध सुवर्ण संचय ठेव योजना |
8.00% |
| 6 |
18 Months & above |
7.75% |
- 0.50% extra interest for Senior Citizens for 1 year and above (जेष्ट नागरिकांना 1 वर्ष आणि त्यापुढील कालावधीसाठी ठेवीवर प्रचलित व्याजदरापेक्षा ०.५० % अतिरिक्त व्याजदर देण्यात यावा.)
- 0.50% extra interest for Single Deposit Rs. 15 Lakh for 1 year and above (एकरकमी रु. १५.०० लाख व त्यापुढील ठेवीसाठी प्रचलित व्याजदरापेक्षा अतिरिक्त व्याजदर ०.५०% देण्यात यावा. )
- उपरोक्त दोन सवलतींपैकी कोणीही एक सवलत मिळेल.
